About
401kinvesthelp.com was designed to assist individuals in their noble attempt to grow and protect their investments through the use of a proprietary combination of time-tested indicators; this in an effort to remove emotion from the equation of decision-making to benefit your investments, such as company-sponsored 401k retirement plans.
The stock market is not forgiving and can fool even the most seasoned investors. History tells us that human psychology is concrete and will likely repeat itself. What do I mean? Regardless if we are in a BULL or BEAR market, it’s not about catching the bottom or the top. Disciplined investing is about making money and keeping what you’ve made, within certain expectations. Take a look at the chart below…many investors fail to realize the cost of losing has a much bigger impact on their portfolio than huge gains.
Beginning with a $100,000 portfolio and suffering the following losses compared to the increase necessary to get back to even. Investing is not always how much you make but more importantly how much you salvage.
Costly portfolio losses
| Loss | Start $100,000 | Needed Return | |
|---|---|---|---|
| Senario 1 | -40% | $60,000 | 67% |
| Senario 2 | -30% | $70,000 | 43% |
| Senario 3 | -20% | $80,000 | 25% |
| Senario 4 | -10% | $90,000 | 11% |
Investing takes discipline, patience and an emotion free system designed to assist the individual investor. Don’t leave your 401k to chance, invest it wisely.
Leonard Rhoades is an Investment Advisor Representative with Retirement Wealth Advisors in Michigan. In addition, Mr. Rhoades is a Portfolio Manager and co-founder of FormulaFolios. Mr. Rhoades has offices located in Jenison and Spring Lake, where he successfully manages his client’s money using strategies designed to remove emotion and potential human error. The indicators used for this site are similar in construction to those used at Retirement Wealth Advisors.
To visit our websites go to: www.RetirementWealthAdvisors.com or www.FormulaFolios.com. The indicators on this site can keep you invested in good markets for years at a time and maybe, more importantly, exit you out of the bad markets when they come. This site is for informational purposes only and is not intended to offer specific financial advice to subscribers.
If you have questions regarding this site or any of the information contained here please send us an email at support@401kInvestHelp.com
Disclosure required: Securities offered through Comprehensive Asset Management & Servicing, Inc. Member FINRA/SIPC 2001 Route 46, Suite 506, Parsippany, NJ 07054 1-973-394-0404. Retirement Wealth Advisors, Inc. and 401kinvesthelp.com are independent of Comprehensive Asset Managment & Servicing, Inc.
